Privacy

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. BY ACCESSING AND ANY PAGES THEREOF (the "Site"), YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS SITE, OR ANY PAGES THEREOF.

Privacy information for public areas on the Site

When using the public areas of the Site SSgA- Intermediary Business and its Affiliates does not monitor or collect any personally identifiable information from you. SSgA may however track the number of users who visit the public areas of the Site. SSgA may also record the location of your computer on the Internet for systems administrative and trouble shooting purposes and to report aggregate information. SSgA uses various technical means, including "cookies," to collect and store information about your Internet connection when you visit the Site. Cookies are data elements that the Site sends to your browser. SSgA uses cookies to measure the number of visitors to different parts of the Site. This information helps SSgA to improve the Site and make it more useful to the Site's visitors. If you would prefer not to accept cookies from the Site, you may set your browser accordingly. If you choose to disable cookies in your browser, you can still access most of the Site. SSgA may use other methods now or in the future to accomplish the goals of collecting technical and navigation information about the Site.

We use third party advertising companies to serve ads on our behalf across the Internet. These third-party advertising companies employ cookie and Web Beacon (also referred to as 1x1 pixel.gifs or action tags) technology to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, their cookie, and the first three octets of the IP address. They DO NOT collect personal information. This anonymous information can also be used for online preference marketing purposes.

If you voluntarily provide personal information such as an e-mail address when inquiring about SSgA or its products and services, we use that personal information to improve our services to you, to provide information to you and to inform you about additional products or services that may be of interest to you. SSgA does not share your personal information with unaffiliated third parties, except as required by law.

Privacy information for password protected areas on the Site

When using the areas of the Site which require a personal identifier and password, SSgA does not monitor or collect any personally identifiable information from you. Additionally, SSgA may track the number of users who visit various areas of the Site. SSgA may also record the location of your computer on the Internet for systems administrative and trouble shooting purposes and to report aggregate information. SSgA uses various technical means, including "cookies," to collect and store information about your Internet connection when you visit the Site. Cookies are data elements that the Site sends to your browser. SSgA uses cookies to measure the number of visitors to different parts of the Site. This information helps SSgA to improve the Site and make it more useful to the Site's visitors. If you choose to disable cookies in your browser, you will not be able to log on the Site or maintain a session on the Site. SSgA may use other methods now or in the future to accomplish the goals of collecting technical and navigation information about the Site.

We use third party advertising companies to serve ads on our behalf across the Internet. These third-party advertising companies employ cookie and Web Beacon (also referred to as 1x1 pixel.gifs or action tags) technology to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, their cookie, and the first three octets of the IP address. They DO NOT collect personal information. This anonymous information can also be used for online preference marketing purposes.

SSgA uses your personal information to service your account, to improve SSgA's services to you, to provide information to you and to inform you about additional products or services that may be of interest to you. SSgA does not share your personal information with unaffiliated third parties for marketing products other than those offered by SSgA.

While SSgA takes active steps, including use of firewall barriers, encryption techniques and authentication procedures, to protect all information SSgA receives online, SSgA cannot guarantee the security of any information you transmit to the Site online, and you do so at your own risk.

SSgA Funds Privacy Policy

The SSgA Funds are committed to protecting the privacy of our investors. We treat all information we collect as confidential information, offered to us solely and exclusively so that we may provide financial products and services for your benefit. Because your personal and financial information is private, we maintain the strictest standards for its safekeeping and use. The information we collect about you (which we will refer to as "nonpublic, personal information") generally falls into one of the following categories:

Information, such as your name, address, social security number, telephone number, bank information, tax identification number, age, income, net worth, investment profile, and name of your beneficiary, which you provide in account applications and other forms and requests you submit.

Transactional information about your accounts, such as your investment choices, account balances and transaction history.

We use the nonpublic, personal information we collect primarily to:

Process your transactions and maintain your accounts
Provide products and services you request
Develop new products which meet additional needs you may have
Respond to inquiries from you or your representative (if your account is serviced through a third party agent of the SSgA funds)
Improve customer service
Comply with legal and regulatory requirements

In providing these services to you, the SSgA Funds may share this information with financial service providers pursuant to agreements in which the funds have entered to provide distribution, shareholder servicing, administration, advisory, transfer agency and custodial services. The SSgA Funds and our service providers do not disclose current or past investor's nonpublic, personal information to third parties, except as permitted by law under certain limited circumstances, such as to resolve a dispute or prevent fraud.

Access to nonpublic, personal information about our investors that we possess is restricted to our servicing agent, Boston Financial Data Services, Inc., and its employees and affiliates. We may also share selected portions of this information with unaffiliated companies that we hire to perform administrative services on our behalf. Examples include transaction processing and servicing organizations that administer transactions you request or authorize, and print and mail service providers that assist in distributing investor materials such as transaction confirmations, annual reports, prospectuses, tax forms and proxies.

Under no circumstances do we sell any of the nonpublic, personal information we collect. The service providers and unaffiliated companies with whom we share nonpublic, personal information are not authorized to use or share this information for any purpose other than to provide the services to the SSgA Funds for which they have been contracted.

We maintain strong physical, electronic and procedural safeguards and security controls designed to ensure that the nonpublic, personal information about prospective, current and former customers in our files and computers is protected.

SSgAfunds.com contains links to other web sites. The SSgA Funds are not responsible for the privacy practices or the content of these web sites.